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DTSTART;TZID=America/Los_Angeles:20220802T113000
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DTSTAMP:20260407T102604
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UID:3356-1659439800-1659445200@cceda.com
SUMMARY:Interagency Forum on Broadband Access and Financial Institutions in Rural California
DESCRIPTION:High-speed broadband access is a critical requirement for participation in the modern world and with infrastructure money coming from the federal\, state\, and local level\, the following question arises: How can banks\, community groups\, and financial regulators plan for providing communities with funding and technical assistance to implement sufficient\, accessible broadband services? Join the Federal Reserve Bank of San Francisco\, Federal Deposit Insurance Corporation (FDIC)\, Office of the Comptroller of the Currency (OCC)\, and California Reinvestment Coalition on August 2 for a community development forum to learn about opportunities for partnership and funding mechanisms to expand broadband services and advance digital equity in rural California. Topics include: \n\nthe challenges broadband presents in communities and solutions implemented by California-based groups;\nexamples of financial institutions’ current initiatives supporting broadband access; and\nways to receive Community Reinvestment Act (CRA) credit through a myriad of lending\, investment\, and service opportunities.\n\n\n\n\n\n\n\n\nEarlier this month\, federal regulators issued joint proposed regulations for updating requirements under the CRA. We now have an opportunity to deliver important feedback on these proposed changes that will hopefully put an end to lending discrimination as it exists today.\n\n\n\n\n\n\nHosted by the Federal Reserve Bank of San Francisco\, the FDIC\, and the OCC\, in collaboration with the California Reinvestment Coalition.
URL:https://cceda.com/training/interagency-forum-on-broadband-access-and-financial-institutions-in-rural-california/
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DTSTART;TZID=America/Los_Angeles:20220729T100000
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UID:3375-1659088800-1659103200@cceda.com
SUMMARY:Community Reinvestment Act Webinar (CRA)
DESCRIPTION:What is CRA and how does it affect your work?\nJoin CCEDA and CRC to discuss the Community Reinvestment Act and how it relates to the work of CDC’s\, CAA’s and CAP’s. \nSpeakers: \nDoni Tadesse\, Southern California Organizer\, California Reinvestment Coalition \nRegister Here \nFor all questions\, please email: elias@cceda.com \nWhat is CRA? \nThe CRA has been hugely impactful in providing credit\, investments and financial services to underserved communities in California. In fact\, the California Reinvestment Coalition\, its members\, and allies have negotiated over $75 Billion in loans\, investments\, and financial services for communities of color and low-income communities in California over the last two years as part of Community Benefits Agreements. Yet significant gaps remain in CRA rules and implementation\, and the promise of CRA has not yet been realized. While the agencies make several positive suggestions in the proposed rule\, we must oppose this proposal unless critical issues are addressed. The CRA must: \n\nTake race into account and evaluate banks for service to borrowers and communities of color\nDowngrade banks for harm such as discrimination\, displacement\, and fee gouging\nEnsure affordable housing tax credits and lending are reviewed separately\, and increased\nRequire banks to serve all areas (not 60%) where they take deposits and lend\, and refrain from raising current asset thresholds which will decrease rural reinvestment\nPrioritize the opening of branches and penalize the closing of branches in underserved areas\nElevate broadband/digital equity\, access for Native American communities and climate resiliency\nScrutinize the qualitative impact of all lending tied to banks\, and end Rent-A-Bank partnerships\nEnhance community participation so that CRA activity is tied to community needs\, CRA ratings reflect community impact\, and bank mergers are denied unless they provide a clear public benefit that regulators will enforce\n\nThe use of the terms “people of color” and “communities of color” is meant to be inclusive of African American/Black\, Latine/Hispanic\, Asian American/Pacific Islander\, and Native American persons and neighborhoods.
URL:https://cceda.com/training/community-reinvestment-act-webinar-cra/
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DTSTART;TZID=America/Los_Angeles:20220519T010000
DTEND;TZID=America/Los_Angeles:20220519T100000
DTSTAMP:20260407T102604
CREATED:20220517T035053Z
LAST-MODIFIED:20220517T035301Z
UID:2741-1652922000-1652954400@cceda.com
SUMMARY:Urban Affordable Housing 101
DESCRIPTION:
URL:https://cceda.com/training/urban-affordable-housing-101/
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